5 COVER: To backruptcy and back How one company survived         13 The shifting sands of the IT industry Are you maximizing use of technology?         16 Stamp out financial anxiety Put long-term goals within reach with financial planning         4 The art of negotiation         4 Signing your John Hancock online         8 Employee vs. independent contractor         9 News and information from our Firm         18 Client Edge: Preservation Society of Newport County Newport Mansions are driving economic development         19 The Leading Edge Alliance Members